Buyer Financing

Loan Products

Business Acquisition | Business Refinance | Commercial Real Estate | Franchise Financing | Equipment Financing

Through our network of 40+ lenders, FieldView offers financing and loan products to buyers who are actively seeking businesses to acquire. Our lender rates are very competitive to other lenders providing similar services. If there are any questions associated with the products that are listed below, please contact us by clicking here.

Business Acquisition

Business Acquisition financing is used for business buyers looking to purchase all or or part of an existing business. As the business buyer looking for financing, you must have a minimum of 20% to put down (as little as 10% if real estate is attached), direct or related experience, and a minimum credit score of 625. Contact us to learn more about this option.

General Guidelines:

• 100% financing available for partnership buy-out
• 90% financing available for new buyers (10% seller note on standby)
• 90% financing available when done in conjunction with a seller note (10% injection required from borrower)
• Equity injection can come from Home Equity Line of Credit if covered by cash flow 10 year term, more if Real Estate is part of the financing
• Up to $2M loan - 100% Goodwill
• Can include working capital
• Can include new equipment
• New buyer should have direct or related experience
• No bankruptcies in the past 7 years and no judgments in the past 2 years
• 1.2X historic debt service B
• Positive trends, no significant concentrations

Business Refinance

Business refinancing is used for current business owners seeking to refinance or combine their current business loans. 100% financing is available. You must have a copy of your current note(s) and schedule(s), personal and business financial statements and an accounting of all business debt. Click here to contact us and learn more about this service.

• 100% financing available
• Refinance current balloon business loans
• Refinance of construction loans
• Refinance short term debt
• No Loan to Value (LTV) requirement

Commercial Real Estate

Commercial real estate loans are used for the financing of zoned commercial real estate. Up to 90% financing is available with terms that can stretch up to 25 years. You will need personal and business financial statements, the most recent being less than 90 days old. Contact us to learn more about this option.

• 90% financing available
• Including property improvements, equipment and working capital
• Loan terms Up to 25 years
• Limited pre-payment penalties after the borrower pays over 20% of the outstanding balance of the loan within the first three of the term of the loan

Franchise Financing

Franchise financing is used for new start-up franchises and provides working capital. Low interest only start-up payments are available, along with flexibility regarding your experience. Click here to contact us and learn more about this service.

• Up to 90% financing on the total project cost depending on the concept
• 4-6 months interest only payments during initial growth period
• Will provide 3-4 months working capital
• Express line of credit available on most transactions
• Proceeds for franchise fee, leaseholds, equipment & working capital
• No prepayment penalties
• Flexibility regarding experience
• No collateral up to $2,000,000

Equipment Financing

Equipment financing is used for purchasing equipment for a business. 100% financing is available. The delivery and set-up of the equipment can be financed as well. Expansion loans are also available. Contact us to learn more about this option.

• 100% financing available
• Up to $2M loan
• Terms from 7-10 years depending on life expectancy of equipment
• Delivery and set up expenses can be included in loan
• No bankruptcies in the past 7 years and no judgments in the past 2 years
• 1.2X historic debt service
• Expansion loans based upon projections are available

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